Well several days ago I was FUMING MAD. Did you see the smoke and wonder where it was coming from? Well now you know.
You see the day before Thanksgiving I went to Sam's Club and purchased a computer. I saw an ad that was 24 months same as cash financing. That was the ONLY way I could afford this computer. When I checked out I asked the clerk, how do I get this 24 months same as cash deal? She said, "Oh you just put it on your Sam's credit card and you will get it." "Really?", I asked. " Oh yes that's all you have to do.", she said. I checked out. Halfway home I realized she didn't ask me if I wanted the extended warranty. Well with my track record with computers I definitely wanted it. So I returned. This time I was talking to the manager. Since I was hesitant about the financing deal I decided to ask her. Again the MANAGER assured me that all you had to do was put it on your card. OK so I purchased my warranty and was on my way. It just didn't set right with me. So several days later I get an email from Sams saying to take advantage of their 18 month financing. I looked at it closely and it said that the barcode had to be scanned.
So I called Sam's credit card company and asked if I got the 24 month same as cash deal.
GUESS WHAT?
I didn't! I asked them what I could do. The first person was no help at all. I said, "so you are saying if I can't pay for this computer this month that I should return it?" His answer was, "YES". Can you believe it? I've already purchased Microsoft Office and put Photoshop on here and transferred hundreds of pictures. I asked to talk to his supervisor. She was nicer and offered the solution of me getting the 18 month same as cash, but in order to do that I would need to return the computer and purchase it again.
I cried!
I can afford $40/month but this brought it up to $65/month. That $15 makes a big difference when you are already on a tight budget.
I couldn't do anything about it for several days- I was just too angry!
Fast forward to today. I decided to get the 18 month financing so I went in to the store, but first I tried to make one more plea to the manager there. I told her how I was angry with 2 of her employees and told her the story. She apologized up and down and told me she would hold a meeting to make sure everyone knew the proper procedure. She said that if the credit card company wouldn't budge then there would be no way she could get the 24 month deal. She did say we could do the 18 month deal and she helped me return it and repurchase it. Actually, several things happened and it was not a smooth transaction but it all worked out.
Turns out the computer was on sale today for $150 less than I paid for it. And I was able to return it at the old price and get the new price.
I did the math.
Turns out it will be $40/month for the 18 month financing.
Oh dear- Greg told me I should go to bed before it got too late and now it's TOO LATE. The internet has been down and I was just able to get on. I better go to bed.